Motorcycle
Insurance
What Is It?
Motorcycle insurance is similar to car insurance in that the policy offers you financial protection for injuries or damages incurred while driving your vehicle. A typical motorcycle insurance policy includes liability insurance, which pays for any damages you cause to others, but it can also include coverage for your own bike and injuries. If you have more than one motorcycle, you can purchase a multibike policy and often receive a discount from your insurer.
Who Is Covered?
Motorcycle Insurance policies cover bodily injuries and property damage liability insurance. A majority of motorcycle insurance is optional, but available for riders to purchase. The insurance coverage you should purchase will depend on your bike, its value, and whether you want coverage for your own injuries and/or others.